Loss of insurance lame excuse for denying concealed carry E-mail
Opinion
Friday, 12 July 2013 09:56

By L&T Managing Editor Larry Phillips

Something “fishy” is always going on, isn’t it?

Obama thinks he’s a dictator who can change legislation whenever it suits hims after he signed it into law. Case in point; changing the date Obamacare is supposed to kick in for employer mandates.

This Personal and Family Protection Act, Kansas HB 2052 allowing concealed carry in public buildings is really starting to smell “fishy,” too, especially when looking at how insurance companies are lining up against Second Amendment rights all across the nation.

Insurance companies in Indiana and Oregon are bullying public entities over concealed carry, and in Tennessee, the state’s largest K-12 insurance provider can’t make up its mind.

Here in Kansas, it seems the folks are getting pushed around by Big Insurance, too, and it smells to high heaven.

In a Sunday, July 7, piece written by Steven Yaccino for the New York Times, he wrote: “As more schools consider arming their employees, some districts are encountering a daunting economic hurdle: Insurance carriers threatening to raise their premiums or revoke coverage entirely.”

Yaccino pointed out that seven states enacted laws permitting teachers or administrators to carry guns in schools during legislative sessions this year.

“Three of the measures — in Kansas, South Dakota and Tennessee — took effect last week,” he noted.

The biggest problem for Kansas, according to Yaccino, is EMC Insurance Companies.

“EMC Insurance Companies, the liability insurance provider for about 90 percent of Kansas school districts, has sent a letter to its agents saying that schools permitting employees to carry concealed handguns would be declined coverage,” Yaccino wrote.

He then quoted from the EMC letter.

“We are making this underwriting decision simply to protect the financial security of our company,” the letter said.

Here is why that statement “stinks’ and is wholly political.

In Section 2 of HB 2052, paragraph “f,” it reads as follows: “(f) A state agency or municipality which does not provide adequate security measures in a state or municipal building and which allows the carrying of a concealed handgun as authorized by the personal and family protection act shall not be liable for any wrongful act or omission relating to actions of persons licensed to carry a concealed handgun concerning acts or omissions regarding such handguns.”

“Shall not be liable…”

So, all this garbage being spouted by EMC is just that, outright trash.

It’s political, pure and simple.

There are several underwriters our local insurance companies can contact to get coverage for schools or municipalities or counties that follow the conceal carry law.

After discussing the issue with a representative from ASI, agent Trent Yager, I learned he was an advisor for a collaborative co-op plan that covers three Kansas schools allowing them to proceed with concealed carry on campus.

The three schools are Independence Community College, Coffeeville Community College and Neosho County Community College.

“So, those three came together through IMA, which is an independent broker out of Wichita, and they found an opportunity for them. If you know anyone else, I’d recommend they contact IMA,” Yager said. “IMA, basically, put together a small co-op that, basically, saved them a ton of money.”

Maybe it’s time for excuses about insurance problems for concealed carry to be buried.

And we have to make sure our elected officials don’t use this garbage to scam the public by saying, “We’ll lose our insurance.”

We don’t need any more “fishy” excuses or spending millions to keep law-abiding citizens with concealed carry permits from entering our public areas and buildings.

They might just save your life or your child’s life one of these days.

 
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The High Plains Daily Leader and Southwest Daily Times are published Sunday through Friday and reaches homes throughout the Liberal, Kansas retail trade zone. The Leader & Times is the official newspaper of Seward County, USD No. 480, USD No. 483 and the cities of Liberal and Kismet.  The Leader & Times is a member of the Liberal Chamber of Commerce, the Kansas Press Association, the National Newspaper Association and the Associated Press.

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